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You can see Medical coverage can help with medical expenses, help to locate doctors and healthcare facilities, and even assist in obtaining foreign-language services. As with other policies, coverage will vary by price and provider. Some may cover airlift travel to a medical facility, extended stays in foreign hospitals, and medical evacuation to receive care. The U.S. government urges Americans to consult their medical insurance providers before traveling to determine whether a policy extends its coverage outside the country, as the government does not insure citizens or pay for medical expenses incurred abroad. For example, medical insurance may cover the insured in the U.S. and Canada, but not in Europe. Also, some health insurance providers may require prior approval for coverage to remain valid.
What Is Travel Insurance?
➥ Many companies selling tickets or travel packages, give consumers the option to purchase travel insurance, also known as travelers insurance. Some travel policies cover damage to personal property, rented equipment, such as rental cars, or even the cost of paying a ransom. Frequently sold as a package, travel insurance may include several types of coverage.
➥ The main categories of travel insurance include trip cancellation or interruption coverage, baggage and personal effects coverage, medical expense coverage, and accidental death or flight accident coverage. Coverage often includes 24/7 emergency services, such as replacing lost passports, cash wire assistance, and re-booking canceled flights. Also, some travel insurance policies may duplicate existing coverage from other providers or offer protection for costs that are refundable by other means.
Purchasing Travel Insurance
➥ Travel insurance will vary by the provider on cost, exclusions, and coverage. The buyer should be aware of reading all disclosure statements before they purchase the insurance. Coverage is available for single, multiple, and yearly travel. Per-trip coverage protects a single trip and is ideal for people who travel occasionally. Multi-trip coverage protects numerous trips occurring in one year, but none of the excursions can exceed 30 days. Annual coverage is for frequent travelers. It protects for a full year. In addition to the duration of travelers insurance coverage, premiums are based on the type of coverage provided, a traveller’s age, the destination, and the cost of your trip. Standard per-trip policies cost between 4% to 10% of the trip’s cost
Online Travel Insurance (COVID - 19 Covered*) TATAAIG
➥ People travel for various reasons today - for studies, for work, or to have a memorable vacation with their friends and family. However, a lot could go wrong on the way. Your passport could be stolen, you may miss a transit flight, and - if the worst comes to the worst - you may be physically injured in a foreign land where you don’t know anyone and medical costs could be high.
➥ Such scenarios can be scary; the wise thing to do would be to plan for them well in advance. That’s how the idea of travel insurance came about. A good comprehensive travel insurance plan can take care of things that can go wrong, leaving you to enjoy your trip, worry-free!
➥ We at Tata AIG are committed to making your travel absolutely hassle-free. To do that, we offer four comprehensive travel insurance plans - International Travel Insurance, Student Travel Insurance, Domestic Travel Insurance, and Senior Citizen Travel Insurance. You can choose a plan depending on your travel patterns and needs.
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➥ Good and user-oriented travel insurance plans will make your trip a great vacation. It secures you at various steps, which is the financial coverage as the top priority.
➥ Do not rush while selecting the best travel insurance policy for your family and yourself. For hassle-free and safe travel, choose wisely and save your money without selecting the first option you see. A Travel Insurance is a cushion which takes the blow for the fall, makes your trip more fun and memorable.