Know Ayushman Bharat Yojana 2022

Know Ayushman Bharat Yojana 2020

Hi Friends, 

You can see Prime Minister Shri Narendra Modi announced the launch of (PMJAY) Ayushman Bharat Yojana in his Independence Day speech of the year 2018. Pradhan Mantri Jan Arogya Yojana (PMJAY) is a flagship National Health Protection Scheme funded by the Government of India. Ayushman Bharat Yojana subsumes the Senior Citizen Health Insurance Scheme (SCHIS) and Rashtriya Swasthya Bima Yojna (RSBY) and is also known as the AB-PMJAY scheme. 

The RSBY had a family cap of five members. However, based on learnings from those schemes, PM-JAY has been designed in such a way that there is no cap on family size or age of members. In addition, pre-existing diseases are covered from the very first day. The benefits of INR 5,00,000 are on a family floater basis which means that it can be used by one or all members of the family. . This means that any eligible person suffering from any medical condition before being covered by PM-JAY will now be able to get treatment for all those medical conditions as well under this scheme right from the day they are enrolled.

⏩ Benefits of Ayushman Bharat Yojana Scheme ⏪

The healthcare services and benefits that they can avail are listed below:

👉 Ayushman Bharat Yojana scheme insures almost 40% of the vulnerable and needy families in India. 

👉 Ayushman Bharat Yojana scheme also covers post-hospitalization expenses

👉 In case of multiple surgeries, the cost shall be covered with the highest package. And for second and third surgery it should be covered 50% an 25% respectively

👉 The scheme also covers the treatment cost of oncology with chemotherapy for 50 different types of Cancer. However, both medical and surgical package cannot be availed at the same time.

👉 The treatment and healthcare facilities under PMJAY is available across India and is free of cost

👉 The Ayushman Bharat Scheme offers 25 specialty categories and it covers a wide range of 1,354 medical and surgical packages such as neurosurgery, cardiology, etc.

👉 The beneficiaries under PMJAY scheme can also avail follow-up treatment coverage

⏩ How to find Hospital Ayushman Bharat Yojana ? ⏪  

👉 Visti officiala website.

👉Select Find hospital 

⏩ What is The Ayushman Bharat Yojana or PMJAY Scheme ⏪

👉 PMJAY is also known as Ayushman Bharat Pradhan Mantri Jan Arogya Yojana Scheme, one of the biggest healthcare schemes that is sponsored by the Government of Inidia. Prime Minister, Narendra Modi rolled out Pradhan Mantri Jan Arogya Yojana healthcare scheme with an aim to cover more than 50 crore Indian citizens and nearly 10 Crore underprivileged families without any limitations pertaining to family size and age.

👉 Ayushman Bharat Yojana (PMJAY) will help these households avail the bet healthcare services with insurance coverage up to INR 5 lakh for each family per year for tertiary and secondary hospitalization expenses.

👉 PM Ayushman Bharat Yojana scheme is paperless and offers cashless hospitalization cover at public hospitals and network private hospitals. 

👉 Ayushman Bharat health insurance covers the cost of hospitalization, pre-hospitalization, medication, and post hospitalization expenses incurred during the treatment, which is applicable to almost all tertiary and secondary care procedures.

👉 Moreover, Ayushman Bharat Yojana scheme includes nearly 1,400 exorbitant treatments like skull surgery, knee replacements, and the likewise. 

👉 And the patients can also follow-up for the treatments to ensure full recovery. Read all about (PMJAY) Ayushman Bharat Yojana scheme features, eligibility criteria & application process imentioned below.

⏩ How to check Am I Eligible  Ayushman Bharat ? ⏪ 

👉 Visti officiala website.

👉 Am I Eligible Click this tab 

⏩ What is Covered under Ayushman Bharat Yojana Scheme ⏪

👉 Ayushman Bharat Yojana Scheme provides coverage for medical examination, treatment and consultation fee

👉 Pre-hospitalization expenses are covered under Ayushman Bharat Yojana policy

👉 Post-hospitalization expenses are covered for 15 days

👉 Non-intensive and ICU services

👉 The expenses incurred on the Diagnostic procedures are also covered

👉 Medical implantation services are covered where required

👉 The policy also covers the cost of medicine and medical consumables

👉 Hospital accommodation charges are also covered

👉 Expenses incurred on complications arising during the medical treatment

⏩  Who is not entitled to avail coverage under the Ayushman Bharat Yojana? ⏪

👉 People who own a  vehicle like a two-wheeler, three-wheeler, or a car

👉 Government employees

👉 People whose monthly income is more than Rs 10,000

👉 Those who have farming machinery and equipments

👉 Those who live in properly build houses

👉 Those who hold a Kisan card

👉 Those owing a motorized fishing boat

👉 Those owing an agriculture land of more than 5 acres

👉 People employed in government-run non-agricultural enterprises

👉 People who have refrigerators and landline phones in their houses

⏩ Eligibility Criteria for Urban ⏪

👉 Domestic worker

👉 Beggar

👉 Ragpicker

👉 Home-based Artisans/ Tailor Sweeper/ Handicrafts worker/ Sanitation worker/ Mali

👉 Construction worker/ Labour/ Painter/ Welder/ Security guard/ Coolie

👉 Washer-man/ Plumber/ Mason

 👉Electrician/ Mechanic/ Assembler/ Repair worker

👉 Transport worker/ Rickshaw puller/ Conductor/ Cart puller/

👉 Waiter/Shop worker/ Assistant/ Peon/Delivery assistant

👉 Street vendors/ hawker / Cobbler

⏩ How to Register for PMJAY Scheme Online?⏪

👉 It is quite simple to register for PMJAY scheme. It is applicable to all beneficiaries who are identified under the SECC 2011 list and those who are as part of the RSBY scheme. However, if you want to register for PMJAY online, you can follow the steps given below:

👉 Visit the official government website for PMJAY scheme

👉 You will find Am I Eligible tab, simply click on it

👉 Submit your mobile number, CAPTCHA code, and click on Generate OTP button

👉 Now enter your State and your name, ration card number, household number, or mobile number

👉 If your family is covered under Ayushman Bharat Yojana, then you name will be displayed in the results

⏩ How to Check your Name in Ayushman Bharat Yojana Scheme List?⏪

Listed below are some of the ways that you can try:

👉 There are various methods to check your name in the PM Jan Arogya Yojana -PMJAY beneficiary list. 

👉 Online Method- 

Ayushman Bharat online list can be checked by the beneficiaries. 

All you need to do is visit the official online site of the National Health Authority for Ayushman Bharat Yojana.

👉 Common Service Centres (CSC)- If you are a beneficiary of Ayushman Yojna you can also visit the nearest Common Service Centres. 

👉 If it is not possible to do so you can also visit any of the empanelled hospitals to collect the information form. 

👉 You can check the Ayushman Bharat hospital list on their site or in your policy documents.

⏩ List of Critical Diseases covered under PM Jan Arogya Yojana (PMJAY)⏪

Below are some of the critical illnesses that Ayushman Yojna covers:

👉 PMJAY offers nearly 1,350 medical packages at any of the private network hospitals and all the public hospitals. 

👉 Carotid angioplasty with stent

👉 Prostate cancer

👉 Coronary artery bypass grafting

👉 Skull base surgery

👉 Pulmonary valve surgery

👉 Double valve replacement surgery

👉 Anterior spine fixation

👉 Tissue expander for disfigurement following burns

⏩ How to Download your Ayushman Bharat Yojana Card Online?⏪

👉 Firstly, visit Ayushman Bharat Yojana official website

👉 Now login with your email id and generate password

👉 Enter your Aadhaar number to proceed further

👉 Click on the approved beneficiary option

👉 It will be redirected to their help centre

👉 Now enter your password in CSC and the pin number

👉 It will be redirected to the home page

👉 You will see the download option form where you can download your Ayushman Bharat golden card